Western Mass Foreclosure Report: Hampden County 2026
Updated September 2026. Every month we count the foreclosure notices recorded at the Hampden County Registry of Deeds and break them down by town. In Massachusetts, a lender’s “Order of Notice” is the first public step toward a foreclosure sale, so it is the earliest reliable signal of how many homeowners are in trouble. Homeowners, reporters and town officials are welcome to use these numbers; please credit and link to this page.
Key findings
- 349 foreclosure notices were recorded in Hampden County from January through Aug 2026, up about 14% from 306 in the same months of 2025.
- Springfield accounts for 175 of 386 notices so far this year (about 45%), followed by Chicopee (46) and Holyoke (26).
- The busiest month of 2026 so far was Aug, with 52 notices.
Foreclosure notices by month
| Month | 2025 | 2026 |
|---|---|---|
| Jan | 35 | 38 |
| Feb | 40 | 49 |
| Mar | 40 | 41 |
| Apr | 43 | 46 |
| May | 27 | 36 |
| Jun | 45 | 41 |
| Jul | 37 | 46 |
| Aug | 39 | 52 |
| Sep | 34 | |
| Oct | 56 | |
| Nov | 38 | |
| Dec | 31 |
2026 notices by town
| Town | Notices in 2026 |
|---|---|
| Springfield | 175 |
| Chicopee | 46 |
| Holyoke | 26 |
| Agawam | 20 |
| West Springfield | 18 |
| Ludlow | 16 |
| Westfield | 16 |
| Palmer | 14 |
| East Longmeadow | 13 |
| Wilbraham | 9 |
| Southwick | 6 |
| Monson | 6 |
| Longmeadow | 5 |
| Chester | 4 |
| Wales | 4 |
| Holland | 2 |
| Hampden | 2 |
| Montgomery | 1 |
| Brimfield | 1 |
| Blandford | 1 |
| Granville | 1 |
What an Order of Notice means for a homeowner
An Order of Notice comes from the Massachusetts Land Court under the federal Servicemembers Civil Relief Act. The lender must file it before it can sell the house, and it is recorded at the registry. It does not mean the house has been sold, and many owners catch up, refinance, modify the loan or sell first. Massachusetts law gives owner-occupants a 150-day right-to-cure period before acceleration in many cases. Free help is available from HUD-approved housing counselors and from MassLegalHelp. See our Western Mass foreclosure help guide for every option.
Behind on payments or facing a foreclosure?
You have more options than you think, and selling is only one of them. Western Mass Cash Home Buyers buys houses as-is across Western Massachusetts and can close before an auction date.
How we count
We search the Hampden County Registry of Deeds for documents recorded as “Order of Notice” and count each recorded document once, by recording date and the town listed on the record. September is left off until the month is complete. Figures cover Hampden County only and are our own count, which may differ slightly from other published statistics.
Using this data
Reporters and researchers may quote these figures with a link to this page, citing “Western Mass Cash Home Buyers analysis of Hampden County Registry of Deeds records, September 2026.” For the full list, call (413) 288-4889 or use our contact page. We update this report monthly.
Related: Foreclosure help by town · Western Mass housing market numbers
General information, not legal advice. Talk to a Massachusetts attorney or a HUD-approved housing counselor about your case.